Denied long-term disability for ADHD? 3 things you must do [Video]

Attention Deficit Hyperactivity Disorder (ADHD) can dramatically affect an individual’s ability to perform everyday tasks.

For Canadians who can’t work due to this chronic condition, long-term disability (LTD) benefits can provide a vital financial lifeline.

Unfortunately, insurance companies often deny legitimate LTD claims in cases involving ADHD.

One excuse commonly used by insurers to prevent claimants from accessing disability benefits is that they don’t meet the definition of “totally disabled” under their policy.

If your insurance company rejects your claim for LTD benefits based on ADHD, here are three things you need to do.1. Get your insurer’s reasons for the denial in writing

After your LTD claim has been turned down, there is a very good chance that your insurance company will inform you of the decision over the phone.

If this happens to you, ask your insurer to provide you with a denial letterbefore hanging up. This document will force your insurance company …