Denied long-term disability for Parkinsons disease? 3 things you must do [Video]

Parkinson’s disease can make everyday tasks, such as getting out of bed or performing one’s job duties, nearly impossible to do – even with a significant amount of treatment.

For Canadians who can’t work due to this debilitating condition, long-term disability (LTD) benefits can provide a crucial financial lifeline.

Sadly, it’s not uncommon for insurance companies to deny legitimate LTD claims in cases involving Parkinson’s.

One excuse frequently used by insurers to prevent claimants from accessing disability benefits is that they don’t meet the definition of “totally disabled” under their policy.

READ MORE: 4 reasons why long-term disability claims are rejected

If your insurance company rejected your claim for LTD benefits based on Parkinson’s, here are three things you need to do.

1. Get your insurer’s reasons for the denial in writing

Instead of sending a letter or email, some insurance companies tell individuals over the phone that their LTD claim has been turned down.

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