Does my car insurance cover hurricane damage? [Video]

SHREVEPORT, La. (KTAL/KMSS) – Once a hurricane warning has been issued for your area, it’s too late to add insurance coverage because insurance companies know better than to add to your policy just before a storm.

That’s why it’s best to think about potential dangers in advance and have the policy now that you might need later.

For those who have liability insurance on their vehicle, damage your car or truck sustains during a hurricane won’t be covered—even if it’s totaled. You’ll need comprehensive coverage if you want to get your vehicle repaired or replaced after a hurricane.

If your vehicle is financed and you’re making payments, you’re likely required by law to keep comprehensive and collision insurance on your vehicle.

Comprehensive coverage will pay for damage to your car caused by flooding, tree limbs or …