FEMA flood zone: 7 On Your Side helps solve insurance mix-up for NJ homeowner [Video]

ROSELLE, New Jersey (WABC) — Flooding is a constant and costly worry for property owners and renters all around our area.

One homeowner’s house ended up underwater in a bad storm before last Christmas – but then he was drowning in damage repairs when his flood insurance policy somehow vanished.

Most standard homeowners’ insurance policies do not cover flood damage, which is why it’s crucial for homeowners in flood hazard zones to get coverage.

If you live in what is deemed a flood hazard zone, the federal government provides grants to cover flood insurance to protect property owners, renters and businesses through its national flood insurance program.

A New Jersey homeowner was told FEMA covered his home after Hurricane Ida because his Union County house was in a flood hazard zone.

But then when a monster Nor’easter caused flooding just days before Christmas, FEMA reversed course and said he wasn’t insured.

The major flooding across …