I’ve saved over 6,000 with an easy budgeting trick – it’s my emergency fund and better value than insurance [Video]

A DOG owner believes she has saved more than £6,000 thanks to an easy budgeting trick.

Daisy May Peberdy says not taking out an insurance policy for her golden Labrador has allowed her to build an emergency fund.

The 26-year-old social media executive has been hit with several eye-watering vet bills over the years but using her savings to cover the costs has worked out cheaper than paying for insurance.

Daisy, who lives in Leicester with her partner, Matthew, 33, told The Sun: “As the owner of a dog which has a penchant for raiding the bins, I’m no stranger to visiting the vet.

“Over the years, I’ve often ended up with bills running into hundreds – if not thousands of pounds. I feel that self-insuring by saving for vet bills is better value than taking out pet insurance.”

Self-insurance …