Long-term care benefits for veterans and surviving spouses [Video]

QUESTION: I understand that the Veterans Administration has a benefit that can help veterans and spouses with long-term care costs. We recently had to move my elderly father into an assisted living memory care facility, and my mother will probably need care too in the near future. What can you tell me?

ANSWER: The Veterans Administration (VA) does indeed have an underutilized benefit that can help wartime veterans and their surviving spouses pay for a variety of long-term care costs.

This benefit, called “Aid and Attendance,” is a special pension that’s paid on top of existing VA pensions for eligible veterans and surviving spouses. In 2024, it pays a maximum of $2,727 a month to married veterans; $2,300 a month to single veterans; or $1,478 a month to a surviving spouse. The money is tax free, and can be used to pay for assisted living, memory care, nursing home or in-home care …